Frustrated and working at a dead end job, Martin realizes that his life is missing excitement and on a whim, attempts to shoplift from a convenience store but takes a beating from the clerk. He escapes only with his resolve that to be a successful criminal, one must be prepared.

Martin includes his close friend, Eddie and they join together to try to rob a bank. Limited in their criminal experience they recruit Jim, Martin's brother-in-law, Ben, an ex-con and Eddie's childhood friend, and Dirk, a banker. With Martin leading the group they work toward preparing for the heist.

Coupled with the inexperience of the group, a dangerous romance, and a fight for power, the group struggles just to survive until one is pitted against another in an all out battle for the spoils of their war.